The following students are enrolled automatically in St. Catherine University student health insurance unless proof of comparable coverage is provided:
Students must actively attend classes for at least 31 days after the coverage purchase date. Home study, correspondence, and online courses do not fulfill eligibility requirements.
Eligible students who enroll may also insure their dependents. To enroll yourself and/or your dependents, click here.
Please note: If you are eligible to purchase coverage in the fall and choose not to enroll before the annual enrollment deadline listed below, you and your dependents will not be eligible to enroll again until the start of the next Fall semester.
St. Catherine University students can waive the insurance plan if you have coverage under another acceptable insurance plan. To waive coverage, go to firststudent.info/waive-coverage.
To verify your current coverage, you must provide:
After completing the waiver form, you will receive an email notifying you of the waiver request decision.
| Coverage Type | Annual 8/15/22 – 8/14/23 |
Spring/Summer 1/1/23 – 8/14/23 |
Summer (OTA Students Only) 5/1/23 – 8/14/23 |
|---|---|---|---|
| Student | $2,652 | $1,622 | $774 |
| Spouse | $2,652 | $1,622 | $774 |
| One Child | $2,652 | $1,622 | $774 |
| 2 or More Children | $5,304 | $3,244 | $1,548 |
| Spouse + Two or More Children | $7,956 | $4,866 | $2,322 |
If you have lost your health insurance coverage, you may be eligible to join the student health insurance plan under a Qualifying Life Event. Please contact firststudent.com/contact for additional information.
| Plan Features | UnitedHealthcare Choice Plus Group #2022-203096-61 |
|
|---|---|---|
| Preferred Provider | Out-of-Network | |
| Contract-Year Deductible (per insured person) |
$250 | $600 |
| Out-of-Pocket Limit (per insured person) |
$7,500 Individual $13,700 Family |
$15,000 |
| Medical Coverage | You pay: | |
| Preventive Care | Covered in full | Not covered |
| Primary Care | $25 copay, then 20% after deductible | 50% after deductible |
| Specialist | $25 copay, then 20% after deductible | 50% after deductible |
| Mental Health Office Visit | $25 copay, then 20% after deductible | $20 copay, then 40% after deductible |
| Urgent Care | $50 copay, then 20% after deductible | $50 copay, then 50% after deductible |
| Emergency Room | $150 copay, then 20% after deductible | |
| Prescription Drugs (31-day supply) | ||
| Tier 1 | $25 copay | Not covered |
| Tier 2 | $60 copay | |
| Tier 3 | $75 copay | |
Annual checkups help you stay healthy. Take care of yourself by using your FREE in-network preventive care benefits each year! Preventive care visits allow you to take action early and keep treatable health issues from becoming chronic conditions.
Call your doctor and dentist to schedule your FREE annual checkup today. Need to find a doctor? Click here.
Students age 18 and under have access to dental and vision benefits up to the last day of the month in which you turn 19.
You have access to the following dental coverage each benefit year in which you are eligible:
You have access to the following vision coverage each benefit year in which you are eligible:
Locate a healthcare provider or facility in your plan’s network. Click here.
Click here for access to your insurance ID card.
Students who enroll and maintain medical coverage with this insurance plan have 24-hour access to HealthiestYou, a national telehealth service. U.S. board certified doctors are available 24/7/365 over the phone or video to resolve a wide range of common and routine illnesses, such as coughs, flu, infections, and more. There is no cost for using this service. Visit telehealth4students.com.
Maintaining your mental health is very important and your coverage is committed to supporting your holistic well-being. You have access to HealthiestYou mental health providers through a national virtual counseling service. Psychiatrists, psychologists, and licensed therapists are available over the phone or by video chat. There is no cost for using this service.
Insured members have immediate access to the Student Assistance Program, including:
Review your plan documents for more information.
UHCSR student policyholders have access to emergency medical and travel assistance services when traveling. To access services, please refer to the phone number on the back of your ID card or access My Account at uhcsr.com/myaccount and select My Benefits > Additional benefits > UHC Global Emergency Services.
Is the student health insurance comprehensive i.e., includes hospitalization if needed?
Yes, the plan offered is ACA compliant and covers all Essential Health Benefits. It is rated as a Platinum level plan for those familiar with metal levels for ACA plans.
Am I eligible for the student health insurance plan?
All registered full-time students are required to have health insurance coverage, either through this Student Health Insurance Plan or through another individual or family plan. Students will need to opt-in or waive the coverage.
What is the coverage period?
The plan runs for 12 months (the full academic year, 8/15/2022 – 8/14/2023) if you meet the eligibility requirements.
If I have my own coverage that meets the waiver requirements, how often do I need to submit a waiver application?
St. Catherine University requires one completed waiver per academic year at the beginning of the fall semester. For newly admitted students in the spring, you will be required to complete a waiver at this time.
Does the student health insurance cover student medical expenses off campus or when traveling (e.g., to home state)?
Yes, the St. Catherine University Student Health Insurance Plan uses the UnitedHealthcare PPO network which is recognized nationally. As always, please confirm with the provider that they are in-network before services are rendered.
How can I find in-network providers?
You can use the find a provider tool at firststudent.com/school_detail/find-doctor-st-catherine-university. While this list is kept up to date, we recommend confirming with both the provider and facility that they are in-network before the time of service to ensure the lowest out-of-pocket costs.
How can I download an ID card?
Please visit firststudent.com/school_detail/need-id-card-st-catherine-university and enter your username and password to download.
What happens if my waiver application is denied?
All students are required to carry medical insurance that offers comprehensive access to care. If your waiver application is denied for not meeting the St. Catherine University requirements, you will be required to take the St. Catherine University Student Health Insurance. Should you choose to appeal a denied waiver, please follow the instructions provided on your denied waiver email.
What happens if I lose my own or my parent’s coverage mid semester? Can I join the St. Catherine University Student Health Insurance Plan?
You may be eligible to join the plan mid-semester if you experience a Qualifying Life Event (QLE), such as loss of coverage. Please contact firststudent.com/contact for more information if you experience a QLE.
Phone: 800-505-4160
Website: firststudent.com
Find a Provider
Access Your ID Card
Pharmacy
Phone: 651-690-6805
Website: stkate.edu/life/health-and-wellness/counseling-center
Location: St. Paul Campus, Butler Center, Room 100
Phone: 651-690-6714
Email: healthwellness@stkate.edu
Website: uhcsr.com/myaccount
Phone: 800-251-4246
Email: studenthealthinquiries@usi.com
This website highlights some of your benefit plans. Your actual rights and benefits are governed by the official plan documents. If any discrepancy exists between this communication and the official plan documents, the plan documents will prevail. The company reserves the right to change any benefit plan without notice. Benefits are not a guarantee of employment.
