Iona University requires all full-time degree-seeking undergraduate students to have health insurance. We are pleased to offer the Iona University Student Health Insurance Plan (IC-SHIP).
The IC-SHIP is a platinum-level plan with coverage of 90% in network/70% out-of-network which means that, with few exceptions, there will be low deductibles and the lowest out-of-pocket costs for care while getting the maximum coverage of costs by the plan.
Dependents are not eligible.
You can either enroll in IC-SHIP or retain your coverage via a parent’s plan or your current health insurance plan. If you are retaining your own health insurance plan or will be covered by a parent’s plan, you must demonstrate proof of comparable health insurance coverage and actively waive out of the IC-SHIP.
If your waiver is approved by the insurance administrator, our Student Financial Services office will be notified and the insurance charge will be removed from the tuition account, usually within 48 hours.
If you do not waive out of the IC-SHIP by the deadline, you will be automatically enrolled and issued an insurance ID card, and be fully liable for the charge for the plan that will remain on your student tuition bill.
Click Here to waive Student Health Insurance. The deadline to waive Annual coverage is 09/15/2023.
| Coverage Period | Coverage Start Date | Coverage End Date | Waiver Deadline |
|---|---|---|---|
| Annual | 8/1/2023 | 7/31/2024 | 9/15/2023 |
| Fall | 8/1/2023 | 12/31/2024 | 9/15/2023 |
| Spring | 1/1/2024 | 7/31/2024 | 2/26/2024 |
| Total Plan Costs (Premium + Fees) | |||
|---|---|---|---|
| Student | Annual | Fall | Spring |
| $2,774 | $1,163 | $1,611 | |
If you have lost your health insurance coverage, you may be eligible to join the student health insurance plan under a Qualifying Life Event. Please contact malinda.townsend@usi.com for additional information.
| Plan Features | Cigna OAP PPO Network Group #ST1357SH |
|
|---|---|---|
| In-Network | Out-of-Network | |
| Contract-Year Deductible | $100 | $200 |
| Contract-Year Out-of-Pocket Limit | $7,550 | $15,100 |
| Medical Coverage | You pay: | |
| Preventive Care | $0 copay | 30% deductible waived |
| Primary Care | $20 copay | 30% deductible waived |
| Specialist | $20 copay | 30% deductible waived |
| Outpatient Mental Health & Chemical Dependency | $20 copay | 30% deductible waived |
| Chiropractic (20 visits/contract year) |
$20 copay | 30% deductible waived |
| Urgent Care | $20 copay, then 10% after deductible | $20 copay, then 30% after deductible |
| Emergency Room | $200 copay, then 10% after deductible | |
| Prescription Drugs | ||
| Preventive | $0 | |
| Tier 1 | $20 copay | |
| Tier 2 | $40 copay | |
| Tier 3 | $60 copay | |
Note: In-network and out-of-network provider charges accumulate separately toward the deductibles and out-of-pocket limits.
Annual checkups help you stay healthy. Take care of yourself by using your FREE in-network preventive care benefits each year! Preventive care visits allow you to take action early and keep treatable health issues from becoming chronic conditions.
Call your doctor and dentist to schedule your FREE annual checkup today! Need to find a doctor? Go to www.mycigna.com
Students age 18 and under have access to dental and vision benefits up to the last day of the month in which you turn 19.
You have access to the following dental coverage each benefit year in which you are eligible:
Dental exams and cleanings
You have access to the following vision coverage each benefit year in which you are eligible:
Included in the Wellfleet medical coverage is a $10,000 AD&D benefit in the event of death or dismemberment.
Locate a healthcare provider or facility in your plan’s network. Click Here to find a provider.
Click Here to access your insurance ID Card.
Students who enroll and maintain medical coverage in this insurance plan have access to 24 Hour Nurseline. Calls are answered 24/7/365 by a registered nurse to answer health questions and assist in determining the appropriate level of care for an injury or sickness. Call 800-634-7629.
CareConnect offers students access to licensed behavioral health clinicians 24/7/365 at 888-857-5462.
Wellfleet Student provides access to emergency medical and travel assistance, reparation, and other travel assistance services when traveling. For general inquiries regarding the travel access assistance services coverage, call Wellfleet Student at 877-657-5030.
If you are traveling and need assistance, call 877-305-1966 (U.S./Canada) or 715-295-9311 (outside U.S./Canada). When you call, please provide your name, school name, the group number shown on your ID card, and a description of your situation.
Is the student health insurance comprehensive i.e., includes hospitalization if needed?
Yes, the plan offered is ACA compliant and covers all Essential Health Benefits. It is rated as a Platinum level plan for those familiar with metal levels for ACA plans.
Does the student health insurance include dental coverage?
The Iona University Student Health Insurance Plan offers pediatric dental and orthodontic benefits. Please refer to the Wellfleet Certificate for additional information on this coverage.
What is the coverage period?
The plan runs for 12 months (the full academic year, 8/1/2023 – 7/31/2024) if you meet the eligibility requirements.
Does the student health insurance cover student medical expenses off campus or when traveling (e.g., to home state)?
Yes, the Iona University Student Health Insurance Plan uses the Cigna PPO network which is recognized nationally. As always, please confirm with the provider that they are in-network before services are rendered.
What happens if I lose my own or my parent’s coverage mid-semester? Can I join the Iona University Student Health Insurance Plan?
You may be eligible to join the plan mid-semester if you experience a Qualifying Life Event (QLE,) such as loss of coverage. Please contact Malinda Townsend at Malinda.Townsend@usi.com for more information should you experience a QLE.
Wellfleet Group, LLC
Group #: ST1357SH
Phone: 877-657-5030, TTY 711
Email: customerservice@studentinsurance.com
Eligibility & Waivers, Enrollment, Benefits, Claim Status, and ID Card
Phone: 877-640-7940
Website: wellfleetstudent.com
Find a Drug: wellfleetrx.com/students/formularies
760 NORTH AVENUE
New Rochelle, NY 10801
Hours: Monday – Friday, 9 a.m. – 5 p.m.
Email: healthservices@iona.edu
Phone: (914) 633-2548
Patty Furlong, DNP, ACNP – BC, MA, RN
Therese Mosely-Saunders, FNP-BC
Michael Berkowitz, FNP
Barbara Hadad, Administrative Assistant
Phone: 877-305-1966 (inside U.S./Canada) or 715-295-9311 (outside U.S./Canada)
Phone: 610-537-1452
Email: malinda.townsend@usi.com
This website highlights some of your benefit plans. Your actual rights and benefits are governed by the official plan documents. If any discrepancy exists between this communication and the official plan documents, the plan documents will prevail. The company reserves the right to change any benefit plan without notice. Benefits are not a guarantee of employment.
