All registered Linfield University students taking credit hours are required to carry medical insurance coverage comparable to that offered through the school’s student health insurance plan. All students will automatically be charged and covered under the student health insurance plan unless the student specifically waives the coverage online.
To waive coverage, go to webadvisor.linfield.edu no later than the following waiver deadlines:
Note: All international students taking credit hours are required to be enrolled in the school’s student health insurance plan and will not have the option to waive.
You are eligible to purchase student health insurance if taking 6 credits or more. See the table below for enrollment periods. You must re-enroll in coverage each semester. Premium is paid directly to PacificSource at the time of enrollment.
To enroll in coverage, visit enroll.pacificsource.com/linfield by:
| Coverage Period | Fall Semester 8/15/22 – 1/31/23 |
January Term 1/1/24 – 8/14/24 |
Spring Semester 2/1/24 – 8/14/24 |
|---|---|---|---|
| Student Cost | $1,919.50 | $2,318 | $1,919.50 |
| Waiver Deadline | 9/24/23 | 1/19/24 | 2/25/24 |
| Coverage Period | Fall Semester 9/11/23 – 1/7/24 |
Winter Semester 1/8/24 – 3/31/243 |
Spring Semester 4/1/24 – 6/23/24 |
Summer Semester 6/24/24 – 9/10/24 |
|---|---|---|---|---|
| Student Cost | $1,248 | $881 | $881 | $829 |
| Waiver Deadline | 10/1/23 | 1/28/24 | 4/21/24 | 7/15/24 |
| Coverage Period | Fall Semester 8/15/23 – 1/31/24 |
Winter Semester 1/1/24 – 8/14/24 |
Spring Semester 2/1/24 – 8/14/24 |
|---|---|---|---|
| Student Cost | $2,542.50 | $3,154 | $2,542.50 |
| Graduate Student Enrollment Period | 8/1/23 – 8/31/23 | 12/15/23 – 1/15/24 | 1/16/24 – 2/15/24 |
| Coverage Period | Fall Semester 9/11/23 – 1/7/24 |
Winter Semester 1/8/24 – 3/31/24 |
Spring Semester 4/1/24 – 6/23/24 |
Summer Semester 6/24/24 – 9/10/24 |
|---|---|---|---|---|
| Student Cost | $1,653.50 | $1,167 | $1,167 | $1,097.50 |
| Graduate Student Enrollment Period | 9/1/23 – 9/30/23 | 1/1/24 – 1/30/24 | 3/16/24 – 4/15/24 | 6/15/24 – 7/10/24 |
If you have lost your health insurance coverage, you may be eligible to join the student health insurance plan under a Qualifying Life Event. Please contact studenthealthinquiries@usi.com for additional information.
| Plan Features | PacificSource PPO Group #G0035862 |
|
|---|---|---|
| In-Network | Out-of-Network | |
| Contract-Year Deductible | $300 | $900 |
| Contract-Year Out-of-Pocket Limit | $3,500 | $10,500 |
| Medical Coverage | You pay: | |
| Preventive Care | $0 copay | 50% after deductible |
| Linfield Health Center | No cost, up to $15 max | Not covered |
| Primary Care or Naturopath | $25 copay | 50% after deductible |
| Specialist | $50 copay | 50% after deductible |
| Mental Health/Chemical Dependency | $20 copay | |
| Chiropractic (20 visits/contract year) |
$25 copay | 50% after deductible |
| Acupuncture (12 visits/contract year) |
$25 copay | 50% after deductible |
| Urgent Care | $25 copay | 50% after deductible |
| Emergency Room | $200 copay (waived if admitted) | |
| Prescription Drugs | ||
| Preventive | $0 | |
| Tier 1 | $20 copay | |
| Tier 2 | $35 copay | |
| Tier 3 | $55 copay | |
| Tier 4 | $80 copay | |
Note: In-network and out-of-network provider charges accumulate separately toward the deductibles and out-of-pocket limits.
Annual checkups help you stay healthy. Take care of yourself by using your FREE in-network preventive care benefits each year! Preventive care visits allow you to take action early and keep treatable health issues from becoming chronic conditions.
Call your doctor and dentist to schedule your FREE annual checkup today. Need to find a doctor? Click here.
Students age 18 and under have access to dental and vision benefits up to the last day of the month in which you turn 19.
You are eligible for the following dental benefits each benefit year in which you are eligible:
You are eligible for the following vision coverage each benefit year in which you are eligible:
Access your benefits anytime, anywhere with the myPacificSource mobile app via the App Store or Google Plan. Log in with your InTouch account to:
Visit the InTouch to view your ID card, check claims, get the status of prior authorizations, determine how much you’ve paid toward your deductible, and more.
Using InTouch, gain access to online, personalized guidance and support to live a healthier life.
Locate a healthcare provider or facility in your plan’s network. Click here.
Click here for immediate access to your insurance ID card.
PacificSource student policyholders traveling 100+ miles from home or campus, or studying abroad, have access to a global emergency assistance program through Scholastic Emergency Services (SES). SES immediately connects you to doctors, hospitals, pharmacies, and other services if you experience a medical or non-medical emergency while away from home.
Call SES at 877-488-9833 (inside U.S.) or 1-609-452-8570 (outside U.S.). Use the reference number 01-SES-PSH-08153. You can also email medservices@assistamerica.com.
Joyages is a FREE, on-demand coaching app that teaches skills for managing life’s ups and downs. The app helps you develop positive habits and mindset changes. In just three minutes a day, you can use Joyages to become happier and ready to take on life’s challenges.
Download the Joyages app to get access to:
To get the Joyages app, visit the App Store or Google Play and type in Joyages. After clicking “create an account”, enter “LUSTUDENT” where you see the “Unlock Code.” Email info@joyages.com if you have any questions.
Is the student health insurance comprehensive, i.e., includes hospitalization if needed?
Yes, the plan offered is ACA compliant and covers all Essential Health Benefits. It is rated as a Gold level plan for those familiar with metal levels for ACA plans.
Am I eligible for the student health insurance plan?
All undergraduate students credit hours are eligible and required to carry medical insurance. Graduate students taking courses on campus, who meet the full-time requirement of 6 credits or more, are also eligible.
What is the coverage period?
The plan runs for 12 months (the full academic year 8/15/2023 – 8/14/2024) if you meet the eligibility requirements. However, if you are a student newly admitted for the winter, spring, or summer semesters your effective date will match the applicable coverage period.
If I have my own coverage that meets the waiver requirements, how often do I need to submit a waiver application?
Linfield University requires a completed waiver at the beginning of each academic year, typically in the fall. If you are a newly admitted student in the spring, you will be required to submit a waiver at this time.
Does the student health insurance cover student medical expenses off campus when traveling, or back in a home state?
Yes, the student health insurance covers medical expenses while off campus, when travelling, and when in a home state.
What happens if my waiver application is denied?
All students are required to carry medical insurance that includes comprehensive access to care while at the university. If your waiver application is denied for not meeting the Linfield University requirements, you will be required to take the Linfield University Student Health Insurance. Should you choose to appeal a denied waiver, please follow the instructions provided on your denied waiver notification.
What happens if I lose my own or my parent’s coverage mid semester? Can I join the Linfield University Student Health Insurance Plan?
You may be eligible to join the plan mid-semester if you experience a Qualifying Life Event (QLE) such as loss of coverage. Please contact USI Student Health Inquiries at StudentHealthInquiries@usi.com for more information if you experience a QLE.
Group #: G0035862
Phone: 855-274-9814 TTY: 711
Email: studenthealth@pacificsource.com
Plan Details/Find a Provider: pacificsource.com/find-a-doctor
Terms & Definitions: pacificsource.com/glossary.aspx
ID Card: intouch.pacificsource.com/members/idcard/printable
Phone: 503-833-2535
Monday – Friday, 9am – 5pm
Email: SHLT@linfield.edu
Website: inside.linfield.edu/student-health/index.html
Website: joyages.com
Website: inside.linfield.edu/student-accounts/medical-insurance.html
Reference Number: 01-SES-PSH-08153
Phone: 877-488-9833 (inside U.S.) or 1-609-452-8570 (outside U.S.)
Email: medservices@assistamerica.com
Phone: 800-251-4246
Email: studenthealthinquiries@usi.com
This website highlights some of your benefit plans. Your actual rights and benefits are governed by the official plan documents. If any discrepancy exists between this communication and the official plan documents, the plan documents will prevail. The company reserves the right to change any benefit plan without notice. Benefits are not a guarantee of employment.
