Kenyon College

Who Is Eligible?

All registered full-time undergraduate students are eligible and required to have health insurance coverage, either through the Kenyon College Student Health Insurance Plan or through another individual or family plan. You will be automatically covered under the student health insurance plan, and the premiums will be charged to your account, unless you waive coverage and show proof of comparable coverage with another plan.

Click here to waive coverage. You must submit your waiver application no later than 8/15/2023. Note: New Kenyon College students will need to create an account. Returning students can log in using previous credentials.  

If you would like access to your Wellfleet account and ID card prior to the end of the waiver period, you can opt-in for early access. Note: New Kenyon College students will need to create an account. Returning students can log in using previous credentials.

Student Health Insurance Cost

Student Type Annual
8/15/23 – 8/14/24
Spring/Summer Semester
1/16/24 – 8/14/24
All Students $2,133 $1,236

Qualifying Life Event

If you have lost your health insurance coverage, you may be eligible to join the student health insurance plan under a Qualifying Life Event. Please contact studenthealthinquiries@usi.com for additional information.

Your Medical Benefits

Plan Features Wellfleet PPO
(Cigna PPO Network)
Group #ST1854SH
In-Network Out-of-Network
Contract-Year Deductible $250
Out-of-Pocket Limit $6,825
Medical Coverage You pay:
Preventive Care Covered in full 30% after deductible
Primary Care 20% after deductible 30% after deductible
Specialist 20% after deductible 30% after deductible
Mental Health Office Visit 20% after deductible 30% after deductible
Chiropractic 20% after deductible 30% after deductible
Urgent Care 20% after deductible 30% after deductible
Emergency Room 20% after deductible
Prescription Drugs (30-day supply)
Tier 1 $10 copay $10 copay, then 30% after deductible
Tier 2 $30 copay $30 copay, then 30% after deductible
Tier 3 $50 copay $50 copay, then 30% after deductible
Specialty Drugs $100 copay $100 copay, then 30% after deductible

FREE In-Network Preventive Care

Annual checkups help you stay healthy. Take care of yourself by using your FREE in-network preventive care benefits each year! Preventive care visits allow you to take action early and keep treatable health issues from becoming chronic conditions.

Call your doctor and dentist to schedule your FREE annual checkup today. Need to find a doctor? Click here.

Dental & Vision Coverage (Students 18 & Younger)

Students age 18 and under have access to dental and vision benefits up to the last day of the month in which you turn 19.

Dental

You have access to the following dental coverage each benefit year in which you are eligible:

  • Dental exams and cleanings
  • Fillings
  • Emergency treatment

Vision

You have access to the following vision coverage each benefit year in which you are eligible:

  • Preventive vision exam
  • Frames, lenses, or contact lenses

Accidental Death & Dismemberment (AD&D)

Included in the Wellfleet medical coverage is a $10,000 AD&D benefit in the event of death or dismemberment.

Additional Resources

Find a Provider

Locate a healthcare provider or facility in your plan’s network. Click here.

Get Your ID Card

Click here to access your insurance ID card.

24 Hour Nurseline

Students who enroll and maintain medical coverage in this insurance plan have access to 24 Hour Nurseline. Calls are answered 24/7/365 by a registered nurse to answer health questions and assist in determining the appropriate level of care for an injury or sickness. Call 800-634-7629.

CareConnect 24/7 Behavioral Health & Nurseline

CareConnect offers students access to licensed behavioral health clinicians 24/7/365 at 888-857-5462.

Emergency Medical & Travel Assistance

Wellfleet Student provides access to emergency medical and travel assistance, reparation, and other travel assistance services when traveling. For general inquiries regarding the travel access assistance services coverage, call Wellfleet Student at 877-657-5030.

If you are traveling and need assistance, call 877-305-1966 (U.S./Canada) or 715-295-9311 (outside U.S./Canada). When you call, please provide your name, school name, the group number shown on your ID card, and a description of your situation.

Mental Health Video

PPO Video

Healthcare System Video

Primary Care vs Urgent Care vs Emergency Room Video

Accident Only Insurance Plan

As a full-time student, you are automatically covered by Kenyon’s accident-only insurance. The maximum benefit of this plan is $5,000 per covered injury for eligible expenses. No action is required by you and there is no additional fee for this insurance. Coverage begins August 15, 2023, and will continue through August 14, 2024.

Intercollegiate Sport Insurance Plan

Kenyon College has purchased a supplemental medical insurance plan to cover their student athletes, with a maximum benefit of $90,000 for intercollegiate athletic injuries. The plan covers all intercollegiate student athletes regardless of whether they accept or waive the Kenyon Student Health Insurance Plan.

Please click here to access the ID card for these policies. For claims assistance contact Vicki Ramos Vicki@bobmccloskey.com, 800 445-3126 x 56355

Click here to access the ID card for these policies.

Sample Provider Letter

Is the student health insurance comprehensive, i.e., includes hospitalization if needed? 

Yes, the plan offered is ACA compliant and covers all Essential Health Benefits. It is rated as a Platinum level plan for those familiar with metal levels for ACA plans.

Does the student health insurance include dental coverage?

No. The Kenyon College Student Health Insurance Plan does not offer dental coverage. However, there is pediatric dental coverage within the medical plan for students under age 19 who are enrolled on the plan.

Am I eligible for the student health insurance plan?  

All registered full-time students are required to have health insurance coverage, either through the Student Health Insurance Plan or another individual or family plan. Students will need to opt-in or waive the coverage.

What is the coverage period?

The plan runs for 12 months (the full academic year, 8/15/2023 – 8/14/2024) if you meet the eligibility requirements.

If I have my own coverage that meets the waiver requirements, how often do I need to submit a waiver application?

Kenyon College requires one completed waiver per academic year at the beginning of the fall semester. For newly admitted students in the spring, you will be required to complete a waiver at this time.  

Does the student health insurance cover student medical expenses off campus or when traveling (e.g., to home state)?

Yes, the Kenyon College Student Health Insurance Plan uses the Cigna PPO network which is recognized nationally. As always, please confirm with the provider that they are in-network before services are rendered.

How can I find in-network providers?

You can use the find a provider tool at mycigna.com. While this list is kept up to date, we recommend confirming with both the provider and facility that they are in-network before the time of service to ensure the lowest out-of-pocket costs.

How can I download an ID card?

Go here and enter your username and password to download.

What happens if my waiver application is denied?

All students are required to carry medical insurance that offers comprehensive access to care. If your waiver application is denied for not meeting the Kenyon College requirements, you will be required to take Kenyon College’s Student Health Insurance. Should you choose to appeal a denied waiver, please follow the instructions provided on your denied waiver email from Wellfleet.

What happens if I lose my own or my parent’s coverage mid semester? Can I join the Kenyon College Student Health Insurance Plan?

You may be eligible to join the plan mid-semester if you experience a Qualifying Life Event (QLE), such as loss of coverage. Please contact USI Student Health Inquiries at studenthealthinquiries@usi.com for more information if you experience a QLE.

Reach Out to the Experts

Wellfleet Group, LLC

Group #: ST1854SH
Phone: 877-657-5030, TTY 711
Email: customerservice@studentinsurance.com
Find a Provider
Eligibility & Waivers, Enrollment, Benefits, Claim Status, and ID Card

Wellfleet Rx/ESI

Phone: 877-640-7940
Website: wellfleetstudent.com
Find a Drug: wellfleetrx.com/students/formularies

Cox Health & Counseling Center

M – F, 8:30am – 4:30pm
Health Services Phone: 740-427-5525
Health Services Email: health@kenyon.edu
Counseling Phone: 740-427-5643
Counseling Email: counseling@kenyon.edu

Emergency Medical & Travel Assistance

Phone: 877-305-1966 (U.S./Canada) or 715-295-9311 (outside U.S./Canada)

USI

Phone: 800-251-4246
Email: studenthealthinquiries@usi.com