Learn about your school insurance plan’s specific benefits and requirements to make an informed choice. Review the coverage details, costs, and network providers to understand how the plan meets your healthcare needs.
All International students having a J-1 or F-1 Visa are required to purchase this insurance plan on a mandatory basis. All Graduate students living in campus housing and full-time day students, are required to purchase this insurance plan and premium is added to the student’s tuition fees unless proof of comparable coverage is furnished. All OPT students taking at least one credit hour are eligible to enroll in this insurance plan on a voluntary basis.
The student must actively attend classes for at least the first 31 days after the date for which coverage is purchased. Home study, correspondence, and online courses do not fulfill the eligibility requirements that the student actively attend classes.
For students covered under an alternative insurance plan (via a parent, guardian, etc.), health insurance information must be provided to Lynn University via the UHCSR health insurance waiver portal here.
Enrollment Deadlines for Students
| Coverage Type | Annual Coverage 8/15/26 – 8/14/27 |
Spring/Summer Coverage 1/10/27 – 8/14/27 |
|---|---|---|
| Student | $2,290 | $1,360 |
Please note the amounts stated above include certain fees charged by the school.
If you have lost your health insurance coverage, you may be eligible to join the student health insurance plan under a Qualifying Life Event. Please contact studenthealthinquiries@usi.com for additional information.
| Plan Features | UHCSR Choice Plus PPO | |
|---|---|---|
| In-Network | Out-of-Network | |
| Contract-Year Deductible | $200 per insured person | $400 per insured person |
| Out-of-Pocket Limit (Contract Year) | $7,500 per insured person | $15,000 per insured person |
| Coinsurance | 80% of allowed amount | 60% of allowed amount |
| Medical Coverage | You pay: | |
| Preventive Care | $0 | 40% after deductible |
| Primary Care | $25 copay; 20% after deductible | $25 copay; 40% after deductible |
| Mental Health Office Visit | $25 copay; 20% after deductible | $25 copay; 40% after deductible |
| Physiotherapy (35 visits/benefits year) | 20% after deductible | 40% after deductible |
| Urgent Care | $50 copay; 20% after deductible | $50 copay; 40% after deductible |
| Emergency Room | $150 copay per visit; 20% of allowed amount after deductible | |
| Prescription Drugs (30-day supply) | ||
| Tier 1 | $20 copay (DW) | $40 copay after deductible |
| Tier 2 | $40 copay (DW) | $60 copay after deductible |
| Tier 3 | $60 copay (DW) | N/A |
(DW) = Deductible Waived
This is a brief overview of your medical benefits. For full details, please refer to the document section or visit uhcsr.com/myaccount.
Annual checkups help you stay healthy. Take care of yourself by using your FREE in-network preventive care benefits each year! Preventive care visits allow you to take action early and keep treatable health issues from becoming chronic conditions.
Call your doctor and dentist to schedule your FREE annual checkup today. Need to find a doctor? Click here.
Students age 18 and under have access to dental and vision benefits up to the last day of the month in which you turn 19.
You have access to the following dental coverage each benefit year in which you are eligible:
You have access to the following vision coverage each benefit year in which you are eligible:
Included in the UHCSR medical coverage is a $10,000 AD&D benefit in the event of death or dismemberment.
Locate a healthcare provider or facility in your plan’s network. Visit connect.werally.com/partner-login.
Click here for access to your insurance ID card.
Students who enroll and maintain medical coverage with this insurance plan have 24-hour access to HealthiestYou, a national telehealth service. U.S. board-certified doctors are available 24/7/365 over the phone or video to resolve a wide range of common and routine illnesses, such as coughs, flu, infections, and more. There is no cost for using this service. Visit go.healthiestyou.com/student/.
Maintaining your mental health is very important and your coverage is committed to supporting your holistic well-being. You have access to HealthiestYou mental health providers through a national virtual counseling service. Psychiatrists, psychologists, and licensed therapists are available over the phone or by video chat. There is no cost for using this service. Find additional information in your My Account.
Insured members have immediate access to the Student Assistance Program, including:
Review your plan documents for more information.
UHCSR student policyholders have access to emergency medical and travel assistance services when traveling. To access services, please refer to the phone number on the back of your ID card or access My Account at uhcsr.com/myaccount and select My Benefits > Additional benefits > UHC Global Emergency Services.
Lynn University has purchased a supplemental medical insurance plan to cover student athletes, with a maximum benefit of $90,000 for intercollegiate athletic injuries. The plan covers all varsity and club sport athletes regardless of whether they accept or waive the Lynn Student Health Insurance Plan.
Is the student health insurance comprehensive i.e., includes hospitalization if needed?
Yes, the plan offered is ACA compliant and covers all Essential Health Benefits. It is rated as a Gold level plan for those familiar with metal levels for ACA plans.
Does the student health insurance include dental coverage?
No. The Lynn University Student Health Insurance Plan does not offer dental coverage. However, there is pediatric dental coverage within the medical plan for students under age 19 who are enrolled on the plan.
Am I eligible for the student health insurance plan?
Graduate students living in campus housing and full-time day students, are required to purchase this insurance plan and premium is added to the student’s tuition fees unless proof of comparable coverage is furnished. All OPT students taking at least one credit hour are eligible to enroll in this insurance plan on a voluntary basis.
The Lynn University Student Health Insurance Plan is mandatory for all international students.
What is the coverage period?
The plan runs for 12 months (the full academic year, 8/15/2026 – 8/14/2027) if you meet the eligibility requirements.
If I have my own coverage that meets the waiver requirements, how often do I need to submit a waiver application?
Lynn University requires one completed waiver per academic year at the beginning of the fall semester.
Does the student health insurance cover student medical expenses off campus or when traveling (e.g., to home state)?
Yes, the Lynn University Student Health Insurance Plan uses the UHC Choice Plus PPO network which is recognized nationally. As always, please confirm with the provider that they are in-network before services are rendered.
How can I find in-network providers?
Use the Find a Provider tool. While this list is kept up to date, we recommend confirming with both the provider and facility that they are in-network before the time of service to ensure the lowest out-of-pocket costs.
How can I download an ID card?
Visit uhcsr.com/myaccount and enter your username and password to download.
What happens if I lose my own or my parent’s coverage mid semester? Can I join the University Student Health Insurance Plan?
You may be eligible to join the plan mid-semester if you experience a Qualifying Life Event (QLE), such as loss of coverage. Please contact USI Student Health Inquiries at studenthealthinquiries@usi.com for more information if you experience a QLE.
These videos walk you through each step of finding your school’s plan, understanding your coverage options, and completing enrollment or waiver forms. Watch to get a clear visual guide that makes navigating student health insurance simple and straightforward.
