Get to Know Your Insurance Plan

Learn about your school insurance plan’s specific benefits and requirements to make an informed choice. Review the coverage details, costs, and network providers to understand how the plan meets your healthcare needs.

Who Is Eligible?

All full-time undergraduate students who are registered for 12 or more credit hours are required to purchase the Student Health Insurance Plan unless proof of comparable coverage is furnished.

Eligible students who do enroll in coverage may also insure their Dependents. Eligible Dependents are the student’s legal spouse and dependent children under the age of 26.

For students covered under an alternative insurance plan (via a parent, guardian, etc.), health insurance information must be provided to the College via the health insurance portal in my.gcc.edu.

To submit or purchase health insurance coverage, log in to my.gcc.edu, open the Health Insurance portal under the Student menu, and make a selection to purchase the College plan or enter current, valid health insurance information. Students may submit their health insurance status beginning May 1 for the upcoming academic year. If a student participates in a Healthcare Sharing Ministry instead of a traditional plan, provide the name of the ministry utilized.

Students are required to submit this information each academic year. If a student has a change in health insurance status during the academic year, the change must be submitted through the Health Insurance portal in my.gcc.edu at that time. If a student loses coverage mid-year under their original plan, the student may qualify to purchase the College plan due to a Qualifying Life Event upon providing proof of involuntary loss of coverage within 30 days of losing coverage. The student should contact the Office of Student Accounts immediately upon loss of coverage to determine if they are eligible for mid-year enrollment in the College plan.

Enrollment Deadlines for Domestic and International Students

  • Annual Enrollment Deadline: 9/7/2026
  • Spring/Summer Enrollment Deadline: 1/25/2027

 

Waiving Coverage

Grove City College has contracted with United Healthcare Student Resources (UHCSR) to provide an insurance policy for students who lack valid coverage. GCC requires students to annually enroll or waive coverage.

  • To waive coverage, login to myGCC portal at mygcc.edu/ics (must be logged in as student, not parent)
  • Go to the Financial tab located in the red banner
  • On the Student Accounts page, open the Health Insurance portal
  • Make your selection to either purchase the GCC plan or enter your current, valid health insurance information

Student Health Insurance Cost

Coverage Type Annual
8/15/2026 – 8/14/2027
Spring/Summer
1/1/2027 – 8/14/2027
Student $2,315 $1,433
Spouse $2,315 $1,433
One Child $2,315 $1,433
Two or More Children $4,630 $2,866
Student, Spouse, and Two or More Children $6,945 $4,299

Qualifying Life Event

If you have lost your health insurance coverage, you may be eligible to join the student health insurance plan under a Qualifying Life Event. Please contact the Office of Student Accounts at 724-458-2209 for additional information.

Your Medical Benefits

Plan Features UHC Choice Plus PPO
Policy #2025-971-61
In-Network Out-of-Network
Contract-Year Deductible Individual $250 per insured per year $600 per insured per year
Out-of-Pocket Limit Individual/Family $7,500 / $13,700 $15,000 per insured per year
Plan Coinsurance 80% 60%
Medical Coverage You pay:
Preventive Care Covered in full Not covered
Office Visit/Specialist $25 copay, then 20% after deductible 20% after deductible
Urgent Care $50 copay, then 20% after deductible $50 copay, then 20% after deductible
Mental Health/Chemical Dependency Office Visit $25 copay, then 20% after deductible 20% after deductible 
Lab & X-ray 20% after deductible 40% after deductible
Complex Radiology 20% after deductible 40% after deductible
Inpatient Hospital 20% after deductible 40% after deductible
Emergency Room $150 copay, then 20% (deductible waived)
Ambulance 20% after deductible
Prescription Drugs (30-day supply)
Generic $25 copay Not covered
Preferred Brand $60 copay Not covered
Non-Preferred Brand $75 copay Not covered

FREE In-Network Preventive Care

Annual checkups help you stay healthy. Take care of yourself by using your FREE in-network preventive care benefits each year! Preventive care visits allow you to take action early and keep treatable health issues from becoming chronic conditions.

Call your doctor and dentist to schedule your FREE annual checkup today. Need to find a doctor? Click here.

Dental & Vision Coverage (Students 18 & Younger)

Students aged 18 and under have access to dental and vision benefits up to the last day of the month in which you turn 19.

Dental

You have access to the following dental coverage, and more each benefit year in which you are eligible:

  • Dental exams
  • Cleanings
  • Fillings
  • Emergency treatment

Vision

You have access to the following vision coverage and more each benefit year in which you are eligible:

  • Preventive vision exam
  • Frames
  • Lenses
  • Contact lenses

Find a Provider

Locate a healthcare provider or facility in your plan’s network. Click here.

Get Your ID Card

Click here for access to your insurance ID card.

Telehealth

Students who enroll and maintain medical coverage with this insurance plan have 24-hour access to HealthiestYou, a national telehealth service. U.S. board certified doctors are available 24/7/365 over the phone or video to resolve a wide range of common and routine illnesses, such as coughs, flu, infections, and more. There is no cost for using this service. Visit go.healthiestyou.com/student/.

Virtual Counselor

Maintaining your mental health is very important and your coverage is committed to supporting your holistic well-being. You have access to HealthiestYou mental health providers through a national virtual counseling service. Psychiatrists, psychologists, and licensed therapists are available over the phone or by video chat. There is no cost for using this service.

24/7 Student Support

Insured members have immediate access to the Student Assistance Program, including:

  • 24/7 Crisis Support
  • Financial & Legal Advice
  • Mediation Services
  • Living Well Portal (liveandworkwell.com)
  • CollegeLife
  • Calm App
  • Translation Services

Review your plan documents for more information.

Emergency Medical & Travel Assistance

UHCSR student policyholders have access to emergency medical and travel assistance services when traveling. To access services, please refer to the phone number on the back of your ID card or access My Account at uhcsr.com/myaccount and select My Benefits > Additional benefits > UHC Global Emergency Services.

Video Resources

These videos walk you through each step of finding your school’s plan, understanding your coverage options, and completing enrollment or waiver forms. Watch to get a clear visual guide that makes navigating student health insurance simple and straightforward.

2026-2027 Student Health Insurance Plan

Mental Health

PPO

Healthcare System

Care Options Compared