All full-time undergraduate students who are registered for 12 or more credit hours are required to purchase the Student Health Insurance Plan unless proof of comparable coverage is furnished. You will be automatically covered under the student health insurance plan, and the premiums will be charged to your account, unless you waive coverage and show proof of comparable coverage with another plan. To enroll in coverage, please visit UHCSR health insurance portal here.
For students covered under an alternative insurance plan (via a parent, guardian, etc.), health insurance information must be provided to Denison via the UHCSR health insurance waiver portal here.
Enrollment Deadlines for Students
| Student Type | Annual Coverage 8/1/24 – 7/31/25 |
Spring Coverage 1/1/25 – 7/31/25 |
|---|---|---|
| All Students | $1,563 | $911 |
Please note rates are for illustration purposes only and subject to state approval.
If you have lost your health insurance coverage, you may be eligible to join the student health insurance plan under a Qualifying Life Event. Please contact studenthealthinquiries@usi.com for additional information.
| Plan Features | UHC Choice Plus PPO | |
|---|---|---|
| In-Network | Out-of-Network | |
| Contract-Year Deductible | $100 | |
| Out-of-Pocket Limit | $2,500 | |
| Medical Coverage | You pay: | |
| Preventive Care | Covered in full | 20% after deductible |
| Primary Care | 10% after deductible | 20% after deductible |
| Specialist | 10% after deductible | 20% after deductible |
| Mental Health Office Visit | 10% after deductible | 20% after deductible |
| Chiropractic | 10% after deductible | 20% after deductible |
| Urgent Care | 10% after deductible | 20% after deductible |
| Emergency Room | 10% after deductible | |
| Prescription Drugs (30-day supply) | ||
| Tier 1 | $10 copay | $10 copay |
| Tier 2 | $25 copay | $25 copay |
| Tier 3 | $50 copay | N/A |
This is a brief overview of your medical benefits. For full details, please refer to the document section or visit www.uhcsr.com/myaccount.
Annual checkups help you stay healthy. Take care of yourself by using your FREE in-network preventive care benefits each year! Preventive care visits allow you to take action early and keep treatable health issues from becoming chronic conditions.
Call your doctor and dentist to schedule your FREE annual checkup today. Need to find a doctor? Click here.
Students age 18 and under have access to dental and vision benefits up to the last day of the month in which you turn 19.
You have access to the following dental coverage each benefit year in which you are eligible:
You have access to the following vision coverage each benefit year in which you are eligible:
Included in the UHCSR medical coverage is a $10,000 AD&D benefit in the event of death or dismemberment.
Locate a healthcare provider or facility in your plan’s network. Visit https://connect.werally.com/medicalProvider/root
Click here for access to your insurance ID card.
Students who enroll and maintain medical coverage with this insurance plan have 24-hour access to HealthiestYou, a national telehealth service. U.S. board certified doctors are available 24/7/365 over the phone or video to resolve a wide range of common and routine illnesses, such as coughs, flu, infections, and more. There is no cost for using this service. Visit https://go.healthiestyou.com/student/
Maintaining your mental health is very important and your coverage is committed to supporting your holistic well-being. You have access to HealthiestYou mental health providers through a national virtual counseling service. Psychiatrists, psychologists, and licensed therapists are available over the phone or by video chat. There is no cost for using this service. Find additional information in your My Account.
Insured members have immediate access to the Student Assistance Program, including:
Review your plan documents for more information.
UHCSR student policyholders have access to emergency medical and travel assistance services when traveling. To access services, please refer to the phone number on the back of your ID card or access My Account at uhcsr.com/myaccount and select My Benefits > Additional benefits > UHC Global Emergency Services.
Denison University has purchased an Accident Only Insurance Plan for all full-time students. The plan covers all full-time students regardless of whether they accept or waive the Denison Student Health Insurance Plan. The maximum benefit of this plan is $2,000 per covered injury for eligible expenses.
Denison University has purchased two supplemental medical insurance plans to cover student athletes, with a maximum benefit of $90,000 for intercollegiate athletic injuries, and a maximum benefit of $25,000 for club sport injuries. The plans cover all varsity and club sport athletes regardless of whether they accept or waive the Denison Student Health Insurance Plan.
Click here to access the ID card for these policies.
Is the student health insurance comprehensive i.e., includes hospitalization if needed?
Yes, the plan offered is ACA compliant and covers all Essential Health Benefits. It is rated as a Platinum level plan for those familiar with metal levels for ACA plans.
Does the student health insurance include dental coverage?
No. The Denison University Student Health Insurance Plan does not offer dental coverage. However, there is pediatric dental coverage within the medical plan for students under age 19 who are enrolled on the plan.
Am I eligible for the student health insurance plan?
All registered full-time students are required to have health insurance coverage, either through the Student Health Insurance Plan or another individual or family plan. Students will need to opt-in or waive the coverage.
What is the coverage period?
The plan runs for 12 months (the full academic year, 8/1/2024 – 7/31/2025) if you meet the eligibility requirements.
If I have my own coverage that meets the waiver requirements, how often do I need to submit a waiver application?
Denison University requires one completed waiver per academic year at the beginning of the fall semester. For newly admitted students in the spring, you will be required to complete a waiver at this time.
Does the student health insurance cover student medical expenses off campus or when traveling (e.g., to home state)?
Yes, the Denison University Student Health Insurance Plan uses the UHC Choice Plus PPO network which is recognized nationally. As always, please confirm with the provider that they are in-network before services are rendered.
How can I find in-network providers?
Use the Find a Provider tool. While this list is kept up to date, we recommend confirming with both the provider and facility that they are in-network before the time of service to ensure the lowest out-of-pocket costs.
How can I download an ID card?
Visit uhcsr.com/myaccount and enter your username and password to download.
What happens if my waiver application is denied?
All students are required to carry medical insurance that offers comprehensive access to care. If your waiver application is denied for not meeting the Denison University requirements, you will be required to take the Denison University Student Health Insurance. Should you choose to appeal a denied waiver, please follow the instructions provided on your denied waiver email from UHCSR.
What happens if I lose my own or my parent’s coverage mid semester? Can I join the Denison University Student Health Insurance Plan?
You may be eligible to join the plan mid-semester if you experience a Qualifying Life Event (QLE), such as loss of coverage. Please contact USI Student Health Inquiries at studenthealthinquiries@usi.com for more information if you experience a QLE.
United Healthcare Student Resources
Phone: 888-799-7716
Email: customerservice@uhcsr.com
Website: https://www.uhcsr.com/school-page
Find a Provider
Access Your ID Card
Pharmacy
Health & Counseling Center
Ann & Thomas Hoaglin Wellness Center
Phone: 740-587-6700
Fax: 614-366-9486 (Medical Services)
Fax: 740-587-6758 (Counseling Services)
Website: https://denison.edu/places/wellness
Email: primarycaredenison@osumc.edu
Location: 550 Chapel Dr, Granville, OH 43023
Emergency Medical & Travel Assistance
Website: uhcsr.com/myaccount
USI
Phone: 800-251-4246
Email: StudentHealthInquiries@usi.com
This website highlights some of your benefit plans. Your actual rights and benefits are governed by the official plan documents. If any discrepancy exists between this communication and the official plan documents, the plan documents will prevail. The company reserves the right to change any benefit plan without notice. Benefits are not a guarantee of employment.
