Learn about your school insurance plan’s specific benefits and requirements to make an informed choice. Review the coverage details, costs, and network providers to understand how the plan meets your healthcare needs.
All registered full-time undergraduate students are eligible and required to have health insurance coverage, either through the Kenyon College Student Health Insurance Plan or through another individual or family plan. You will be automatically covered under the student health insurance plan, and the premiums will be charged to your account, unless you waive coverage and show proof of comparable coverage with another plan.
Click here to waive coverage. You must submit your waiver application no later than 8/15/2025.
| Student Type | Annual 8/15/25 – 8/14/26 |
Spring/Summer Semester 1/1/26 – 8/14/26 |
|---|---|---|
| All Students | $1,846 | $1,143 |
If you have lost your health insurance coverage, you may be eligible to join the student health insurance plan under a Qualifying Life Event. Please contact studenthealthinquiries@usi.com for additional information.
| Plan Features | Aetna Open Choice PPO Policy Number: 246792 |
|
|---|---|---|
| In-Network | Out-of-Network | |
| Contract-Year Deductible | $250 | |
| Out-of-Pocket Limit | $6,825 | |
| Medical Coverage | You pay: | |
| Preventive Care | Covered in full | 30% after deductible |
| Primary Care | 20% after deductible | 30% after deductible |
| Specialist | 20% after deductible | 30% after deductible |
| Mental Health Office Visit | 20% after deductible | 30% after deductible |
| Chiropractic | 20% after deductible | 30% after deductible |
| Urgent Care | 20% after deductible | 30% after deductible |
| Emergency Room | 20% after deductible | |
| Prescription Drugs (30-day supply) | ||
| Tier 1 | $10 copay | $10 copay, then 30% after deductible |
| Tier 2 | $30 copay | $30 copay, then 30% after deductible |
| Tier 3 | $50 copay | $50 copay, then 30% after deductible |
| Specialty Drugs | $100 copay | $100 copay, then 30% after deductible |
Rates and Benefits are subject to state approval.
Annual checkups help you stay healthy. Take care of yourself by using your FREE in-network preventive care benefits each year! Preventive care visits allow you to take action early and keep treatable health issues from becoming chronic conditions.
Call your doctor and dentist to schedule your FREE annual checkup today. Need to find a doctor? Click here.
Included in the Aetna medical coverage is a $10,000 AD&D benefit in the event of death or dismemberment.
Locate a healthcare provider or facility in your plan’s network. Click here.
Click here to access your insurance ID Card.
Students who enroll and maintain medical coverage in this insurance plan have access to 24 Hour Nurse Line. Calls are answered 24/7/365 by a registered nurse to answer health questions and assist in determining the appropriate level of care for an injury or sickness. Call 800-556-1555.
Aetna Student Health provides a variety of different options for on demand mental and behavioral health. Please click here to explore options and find a benefit that works for you.
Your Aetna Student Health Insurance Plan provides access to emergency medical and travel assistance, reparation, and other travel assistance services when traveling. For general inquiries regarding the travel access assistance services coverage, click here.
If you are traveling and need assistance, call 866-525-1956 (U.S./Canada) or 603-328-1956 (outside U.S./Canada). When you call, please provide your name, school name, the group number shown on your ID card, and a description of your situation.
As a full-time student, you are automatically covered by Kenyon’s accident-only insurance. The maximum benefit of this plan is $5,000 per covered injury for eligible expenses. No action is required by you and there is no additional fee for this insurance. Coverage begins August 15, 2025, and will continue through August 14, 2026.
Kenyon College has purchased a supplemental medical insurance plan to cover their student athletes, with a maximum benefit of $90,000 for intercollegiate athletic injuries. The plan covers all intercollegiate student athletes regardless of whether they accept or waive the Kenyon Student Health Insurance Plan.
Please click here to access the ID card for these policies. For claims assistance contact Vicki Ramos Vicki@bobmccloskey.com, 800-445-3126 x 56355
Click here to access the ID card for these policies.
Is the student health insurance comprehensive, i.e., includes hospitalization if needed?
Yes, the plan offered is ACA compliant and covers all Essential Health Benefits. It is rated as a Platinum level plan for those familiar with metal levels for ACA plans.
Does the student health insurance include dental coverage?
No. The Kenyon College Student Health Insurance Plan does not offer dental coverage. However, there is pediatric dental coverage within the medical plan for students under age 19 who are enrolled on the plan.
Am I eligible for the student health insurance plan?
All registered full-time students are required to have health insurance coverage, either through the Student Health Insurance Plan or another individual or family plan. Students will need to opt-in or waive the coverage.
What is the coverage period?
The plan runs for 12 months (the full academic year, 8/15/2025 – 8/14/2026) if you meet the eligibility requirements.
If I have my own coverage that meets the waiver requirements, how often do I need to submit a waiver application?
Kenyon College requires one completed waiver per academic year at the beginning of the fall semester. For newly admitted students in the spring, you will be required to complete a waiver at this time.
Does the student health insurance cover student medical expenses off campus or when traveling (e.g., to home state)?
Yes, the Kenyon College Student Health Insurance Plan uses the Aetna Open Choice PPO network which is recognized nationally. As always, please confirm with the provider that they are in-network before services are rendered.
How can I find in-network providers?
You can use the find a provider tool here. While this list is kept up to date, we recommend confirming with both the provider and facility that they are in-network before the time of service to ensure the lowest out-of-pocket costs.
How can I download an ID card?
Click here and enter your username and password to download.
What happens if my waiver application is denied?
All students are required to carry medical insurance that offers comprehensive access to care. If your waiver application is denied for not meeting the Kenyon College requirements, you will be required to take Kenyon College’s Student Health Insurance. Should you choose to appeal a denied waiver, please follow the instructions provided on your denied waiver email from Aetna.
What happens if I lose my own or my parent’s coverage mid semester? Can I join the Kenyon College Student Health Insurance Plan?
You may be eligible to join the plan mid-semester if you experience a Qualifying Life Event (QLE), such as loss of coverage. Please contact USI Student Health Inquiries at studenthealthinquiries@usi.com for more information if you experience a QLE.
These videos walk you through each step of finding your school’s plan, understanding your coverage options, and completing enrollment or waiver forms. Watch to get a clear visual guide that makes navigating student health insurance simple and straightforward.
