Learn about your school insurance plan’s specific benefits and requirements to make an informed choice. Review the coverage details, costs, and network providers to understand how the plan meets your healthcare needs.
All full-time undergraduate students who are registered for 12 or more credit hours are required to purchase the Student Health Insurance Plan unless proof of comparable coverage is furnished.
Eligible students who do enroll in coverage may also insure their Dependents. Eligible Dependents are the student’s legal spouse and dependent children under the age of 26.
For students covered under an alternative insurance plan (via a parent, guardian, etc.), health insurance information must be provided to the College via the health insurance portal in my.gcc.edu.
To submit or purchase health insurance coverage, log in to my.gcc.edu, open the Health Insurance portal under the Student menu, and make a selection to purchase the College plan or enter current, valid health insurance information. Students may submit their health insurance status beginning May 1 for the upcoming academic year. If a student participates in a Healthcare Sharing Ministry instead of a traditional plan, provide the name of the ministry utilized.
Students are required to submit this information each academic year. If a student has a change in health insurance status during the academic year, the change must be submitted through the Health Insurance portal in my.gcc.edu at that time. If a student loses coverage mid-year under their original plan, the student may qualify to purchase the College plan due to a Qualifying Life Event upon providing proof of involuntary loss of coverage within 30 days of losing coverage. The student should contact the Office of Student Accounts immediately upon loss of coverage to determine if they are eligible for mid-year enrollment in the College plan.
Enrollment Deadlines for Domestic and International Students
Waiving Coverage
Grove City College has contracted with United Healthcare Student Resources (UHCSR) to provide an insurance policy for students who lack valid coverage. GCC requires students to annually enroll or waive coverage.
| Coverage Type | Annual 8/15/2025 – 8/14/2026 |
Spring/Summer 1/1/2026 – 8/14/2026 |
|---|---|---|
| Student | $2,059 | $1,196 |
| Spouse | $2,059 | $1,196 |
| One Child | $2,059 | $1,196 |
| Two or More Children | $4,118 | $2,392 |
| Student, Spouse, and Two or More Children | $6,177 | $3,588 |
If you have lost your health insurance coverage, you may be eligible to join the student health insurance plan under a Qualifying Life Event. Please contact the Office of Student Accounts at 724-458-2209 for additional information.
| Plan Features | UHC Choice Plus PPO Policy #2025-971-61 |
|
|---|---|---|
| In-Network | Out-of-Network | |
| Contract-Year Deductible Individual | $250 per person | $600 per person |
| Out-of-Pocket Limit Individual/Family | $7,500 / $13,700 | $15,000 per person |
| Medical Coverage | You pay: | |
| Preventive Care | Covered in full | Not covered |
| Telemedicine | Covered in full | Not covered |
| Primary Care | $25 copay, then 20% after deductible | 20% after deductible |
| Specialist | $25 copay, then 20% after deductible | 20% after deductible |
| Mental Health Outpatient | $25 copay, then 20% after deductible |
20% after deductible – office |
| Chiropractic | $25 copay, then 20% after deductible | 20% after deductible |
| Urgent Care | $50 copay, then 20% after deductible | $50 copay, then 20% after deductible |
| Emergency Room | $150 copay, then 20% after deductible | |
| Prescription Drugs (30-day supply) | ||
| Generic | $25 copay | Not covered |
| Preferred Brand | $60 copay | Not covered |
| Non-Preferred Brand | $75 copay | Not covered |
Annual checkups help you stay healthy. Take care of yourself by using your FREE in-network preventive care benefits each year! Preventive care visits allow you to take action early and keep treatable health issues from becoming chronic conditions.
Call your doctor and dentist to schedule your FREE annual checkup today. Need to find a doctor? Click here.
Students aged 18 and under have access to dental and vision benefits up to the last day of the month in which you turn 19.
You have access to the following dental coverage, and more each benefit year in which you are eligible:
You have access to the following vision coverage and more each benefit year in which you are eligible:
Locate a healthcare provider or facility in your plan’s network. Click here.
Click here for access to your insurance ID card.
Students who enroll and maintain medical coverage with this insurance plan have 24-hour access to HealthiestYou, a national telehealth service. U.S. board certified doctors are available 24/7/365 over the phone or video to resolve a wide range of common and routine illnesses, such as coughs, flu, infections, and more. There is no cost for using this service. Visit go.healthiestyou.com/student/.
Maintaining your mental health is very important and your coverage is committed to supporting your holistic well-being. You have access to HealthiestYou mental health providers through a national virtual counseling service. Psychiatrists, psychologists, and licensed therapists are available over the phone or by video chat. There is no cost for using this service.
Insured members have immediate access to the Student Assistance Program, including:
Review your plan documents for more information.
UHCSR student policyholders have access to emergency medical and travel assistance services when traveling. To access services, please refer to the phone number on the back of your ID card or access My Account at uhcsr.com/myaccount and select My Benefits > Additional benefits > UHC Global Emergency Services.
Is the student health insurance comprehensive i.e., includes hospitalization if needed?
Yes, the plan offered is ACA compliant and covers all Essential Health Benefits. It is rated as a Platinum level plan for those familiar with metal levels for ACA plans.
Am I eligible for the student health insurance plan?
All registered full-time students who are taking 12 or more credits are required to have health insurance coverage, either through this Student Health Insurance Plan or through another individual or family plan. Students will need to opt-in or waive the coverage.
What is the coverage period?
The plan runs for 12 months (the full academic year, 8/15/2025 – 8/14/2026) if you meet the eligibility requirements.
If I have my own coverage that meets the waiver requirements, how often do I need to submit a waiver application?
Grove City College requires one completed waiver per academic year at the beginning of the fall semester. For newly admitted students in the spring, you will be required to complete a waiver at this time.
Does the student health insurance cover student medical expenses off campus or when traveling (e.g., to home state)?
Yes, the Grove City College Student Health Insurance Plan uses the UnitedHealthcare PPO network which is recognized nationally. As always, please confirm with the provider that they are in-network before services are rendered.
How can I find in-network providers?
You can use the find a provider by visiting this link connect.werally.com/medicalProvider/root.
While this list is kept up to date, we recommend confirming with both the provider and facility that they are in-network before the time of service to ensure the lowest out-of-pocket costs.
How can I download an ID card?
Please click here and enter your username and password to download.
What happens if my waiver application is denied?
All students are required to carry medical insurance that offers comprehensive access to care. If your waiver application is denied for not meeting the Grove City College requirements, you will be required to take the Grove City College Student Health Insurance. Should you choose to appeal a denied waiver, please follow the instructions provided on your denied waiver email.
What happens if I lose my own or my parent’s coverage mid semester? Can I join the Grove City College Student Health Insurance Plan?
You may be eligible to join the plan mid-semester if you experience a Qualifying Life Event (QLE), such as loss of coverage. Please contact the Office of Student Accounts at 724-458-2209 for additional information.
These videos walk you through each step of finding your school’s plan, understanding your coverage options, and completing enrollment or waiver forms. Watch to get a clear visual guide that makes navigating student health insurance simple and straightforward.
